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Crowdfunding – Does it really give micro and solo business owners the boost they need?

Kickstarter2Crowd funding or crowdfunding (alternately crowd financing, equity crowdfunding, or hyper funding) describes the collective effort of individuals who network and pool their money, usually via the Internet, to support efforts initiated by other people or organizations.Crowd funding is used in support of a wide variety of activities, including disaster relief, citizen journalism, support of artists by fans, political campaigns, startup company funding,movieor free software development, inventions development and scientific research.

Crowd funding can also refer to the funding of a company by selling small amounts of equity to many investors. This form of crowd funding has recently received attention from policymakers in the United States with direct mention in the JOBS Act; legislation that allows for a wider pool of small investors with fewer restrictions.

The JOBS Act was signed into law by President Obama on April 5, 2012. The U.S. Securities and Exchange Commission has been given approximately 270 days to set forth specific rules and guidelines that enact this legislation, while also ensuring the protection of investors. Some rules have already been proposed by the SEC.

Source: From Wikipedia, the free encyclopedia


LIons, Tigers & Bears Blog Talk Radio Episode Postponed!

Hi All,

My Blog Talk Radio Show this evening has been postponed. Stay tuned for new date and times. There is a shift happening — Hopefully you will be experiencing that with me soon!


Lions, Tigers, and Bears — Oh My! – Join me as we discuss the head games these furry animals can play in your business life. August 28th 6:30PM Live!

Have you ever thought about why your business just doesn’t take off the way you want, when you want it to? Maybe the Lions, Tigers, and Bears – Oh My! were all biting at your derriere … Join me this month for that discussion on the Fuel Your Aspirations Blog Talk Radio Show. Don’t MISS IT!–oh-my

When the time is right . . . . . Break Through!

When the time is right there are a few things that will suggest to you that you are at the point of Break Through in your life, business, where wealth is concerned for you, and when you’re about to truly impact community! Time and time again micro, solo and main street business owners are going through this process of getting to “Break Through”. Some of us reach that point quickly — for others, it takes years. Regardless of what category you and I fall in — it’s got to happen.

Here are a few things to focus your energy on:

1.  Break Through is already present (consistency is the key to Break Through)

2.  Having a foundation of like-minded support and financial stability will help you establish your dreams quickly

3.  Don’t stop dreaming (continue to turn up the volume on your thoughts & passions)

The economy is going to do what it’s going to do, but in the midst of all that STUFF —

when the time is right . . . . .BREAK THROUGH!

Just a little something something to Fuel Your Aspirations!
Monique (Tribe Chief Rambler)


90 Days to Reassess, Release, and Rejuvenate

Every year’s end, for the past 4 years, I’ve embarked on a 90 day passage to reassess, release, and rejuvenate (RRR) personally and in business. It is the time of year when I prepare for FINALS. In my quest to make sure that my day to day business is a success, I don’t typically take time to breathe and plan – because I’m moving at warp speed. During this time, I’m hoping that whatever I planned the year prior is still in effect – Isn’t that interesting?

Well, the time has come for FINALS and there are 3 R’s that help me to be exam ready!

Reassess:  In order for me to know if I’ve added value to my business or if I’ve added value to the customers and clients I serve – there is some reassessing to do, right? For example: As a micro/solo consulting business, with multiple clients, I like to reassess whether I’ve fairly given all my clients the amount of time and energy necessary to help expand their businesses. Am I giving my customers/clients more in USE value than in MONETARY value (I can do a whole blog post on that alone)? If you’re cheating your customer/clients in USE value, then increase is deferred. If there is an inkling of question in this area, then this is a great place to start the RRR process. This is the time to make necessary adjustments.

Release: When I get to a place where I’ve reassessed and made the necessary adjustments, and now I can RELEASE it’s a beautiful thing! However; I find that this can be very difficult for the driven, save the world centric, and most ambitious of business owners (I’m talking about me –ha). Releasing is a very emotional, mental, challenging process for me. For example: I want to save the world – no really, I do. I want to be the best marketer of my clients – with no mistakes, lapse in judgment, just perfect. On a more personally note – I want to save my family from all the distresses the world would bring, financially, emotionally, and spiritually. Well, the reality of that is, I’m not GOD. So hence; I must RELEASE – there’s a lesson there that I need to learn real QUICK.

And then there is Rejuvenate: I like this! I need this. For example: MOSO NATION is all about fueling aspirations! It’s about the rejuvenate aspect of business. I know for sure that my micro/solo business would not have been in existence since 2001 if this weren’t an on-going process at the end of each year. I really look forward to rejuvenating and sharing that energy with others for the purpose of their own stick-to-itiveness. So after all that reassessing, releasing, and rejuvenating, January 1, 2012 looks really SWEET doesn’t it?

Take the 90 Day RRR Challenge with me. October 1  thru December 31.

Fuel Your Aspirations!

Chief Tribe Rambler

The MOSO MAG 2011 Special Edition is Live! Check it out!

Consistency and application are what brings you victory, MOSO’s! No matter how difficult and challenging working on your passion can be at times, there is no explanation for the JOY that it brings when you’ve accomplished a task and it’s staring you in the face! I hope you enjoy this issue of MOSO MAG — I love it! If I should say so my self. Hope you’ll find value and a few nuggets to keep your aspirations fueled! Click on the COVER to view the contents of this issue.

Live to work or work to live? by Mike Wilson

I will be taking next week off with my wife and youngest son.  We will be going to Colorado.  This is one of my favorite places, and I am looking forward to sharing it with my son for the first time.  My first time to go, I was 15, and the scope and beauty of it was life-changing for a boy from Texas who had never before seen real mountains.  I hope it is a wonderful experience for us all.

It is not often that I take a week off.  We went to see my family in New England from Christmas 2009 to New Year 2010.  We took 10 days to go to Nevada, Arizona, and California in 2008.  As far as I can recollect, these are the only full weeks (or longer) I have taken off since starting my business in 1999.  I like going on trips with my wife and kids, but long weekends (like Thursday mid-day to Monday off) usually work better for me than do full weeks.

The first few years in business, there was no leaving at all.  I had created a 7-day-a-week business, and I could not get away.  Once the thrill of starting the venture wore off, I was feeling very trapped.  Then, as I hired trustworthy people, I could leave for a few days, but it was always stressful.  Being able to take that 10-day trip in 2008 was HUGE!

Starting last spring (2010), my wife and I have picked up a hobby–cycling.  It is wonderful–definitely my drug of choice!  I mean that very metaphorically and somewhat literally.  It literally removes stress from the mind and body and can transform a foul mood into contented bliss in short order.  Our idea of fun is to go out and ride wide open for 14-20 miles several times a week or periodically go on a really long ride (in May, we rode from Destin, FL to Panama City, FL and back–about 80 miles).

Adding in travel and cycling has been an undeniably enriching experience for us.  It has given us something fun to look forward to.

Why am I talking about this on a small business blog?  Well, see, it is about the title question:  Live to work, or work to live?  The types are cliche.  The workaholic, who is so completely obsessed with his job that he does nothing else, lives to work.  He is one dimensional and will burn out.  On the other end is the clock puncher who lives for 5:00 PM on Friday so he can “live” over the weekend.  He is totally disconnected from a HUGE portion of his life.

My answer to this question is: “Yes, live to work.  Yes, work to live.”  Find your passion and go after it with all that is within you.  Do what it takes to make it happen.  Work hard.  AND find ways to decompress that you truly enjoy (not just for the purpose of decompressing–thinking, for example, “I have to exercise to be balanced”–but because you really enjoy them).  Make time for them.  Knock off work early sometimes to do them.  Have some fun.

This is an important topic, and one that has been touched on recently by some of my fellow bloggers (just check out my blogroll and see).

We were not made to be one-dimensional, nor were we made to be disconnected from our work.  As you develop your business, work hard, but don’t make yourself trapped to your endeavor.  You won’t like it.  Add in other interests, and see how your life is enriched in all ways.

I’ll let you know how Colorado was!


Mike Wilson is a business owner and blogger
Microbusiness Solutions
Birmingham, AL 35242

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